• Crisps@lemmy.world
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      9 months ago

      I really wish there was a government program where you can simply opt out of categories of junk mail. I don’t need a mailbox full of catalogues trying to get me to buy stuff, credit offers, or “charities”.

    • Rentlar@lemmy.caOP
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      9 months ago

      Oh yeah. That’s a great example. Just reading that sentence makes my eyes focus on the ‘get free money’ and less on the ‘spend X’.

      • Gormadt@lemmy.blahaj.zone
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        9 months ago

        The good news is having those credit cards actually helped in in the long run as I had a means of paying for the 3 dental surgeries I needed in a 6 month span

        Of course I’m still paying that all off but my interest rate is crazy low due to moving the money close to the end of every “0% rate” period

        • Nachorella@lemmy.sdf.org
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          9 months ago

          I was talking about this with a friend just the other night. A lot of those services can actually be helpful. The problem is they’re so often predatory and just target people with the idea that they can buy things they can’t afford.

          • Gormadt@lemmy.blahaj.zone
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            9 months ago

            They can be super useful that’s for sure but damn can they really be predatory that’s for sure

            I swear when COVID hit my mailbox was getting stuffed with offer letters for cards every week

            And one of the cards I got I got in anticipation of having a dental surgery, then it got hit super hard and ended going over 10k really quick due to the 3 surgeries I ended up having

      • XTL@sopuli.xyz
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        9 months ago

        I just see a big red flag. But those need some practice and upkeep since advertisers keep coming up with new schemes.