The way you get out is cancel your bank account a receive paper checks from your job. Then you take those checks to a service that exchanges it for cash. Yes there is a fee but it beats paying $50/week in Overdraft fees
They didn’t exist at the time of my story. But also, I’ve had money swallowed by them since then, and they aren’t reliable for recurring bills. There’s some other weird restrictions and fees on them as well.
So still not a replacement for a bank account. Stop acting like living without one is an easy thing.
It’s not easy. Living in poverty is never easy. However losing $150/mo on fees is detrimental to anyone. You have to pick your poison on these things. I’ve been there and I acknowledge it isn’t easy.
The way you get out is cancel your bank account a receive paper checks from your job. Then you take those checks to a service that exchanges it for cash. Yes there is a fee but it beats paying $50/week in Overdraft fees
Then you lose all access to the Visa/MasterCard network which is basically required for most bills.
Or worse, you risk getting robbed of your whole check by your roommates friend.
Life without a bank account was hard then. Probably harder now.
Go to Walmart and buy a visa gift card. They max out at $500 which is plenty. You’d pay for it in cash.
They didn’t exist at the time of my story. But also, I’ve had money swallowed by them since then, and they aren’t reliable for recurring bills. There’s some other weird restrictions and fees on them as well.
So still not a replacement for a bank account. Stop acting like living without one is an easy thing.
It’s not easy. Living in poverty is never easy. However losing $150/mo on fees is detrimental to anyone. You have to pick your poison on these things. I’ve been there and I acknowledge it isn’t easy.