Had a friend back in similar age area, they went one evening, “I’m going to the ATM to take out $20 so I have money for tomorrow before the overdraft I’m already going to get breaks my debit card.”
I also had similar overdraft hell story when I was multi-overdrafted rent was entering past due and was on the verge of being homeless waiting for my next paycheck to stay afloat, drove home from work with the engine misfiring nearly dead out of fuel. Went home and scraped a “rare” (like an old quarter or penny, nothing fancy, one of those odd things family gives you) coin jar for enough money to buy a couple gallons of gas and food for my pet.
Wouldn’t wish that dogshit on anyone, it is literally criminal greed that can destroy a person in under a week.
Had a friend back in similar age area, they went one evening, “I’m going to the ATM to take out $20 so I have money for tomorrow before the overdraft I’m already going to get breaks my debit card.”
I also had similar overdraft hell story when I was multi-overdrafted rent was entering past due and was on the verge of being homeless waiting for my next paycheck to stay afloat, drove home from work with the engine misfiring nearly dead out of fuel. Went home and scraped a “rare” (like an old quarter or penny, nothing fancy, one of those odd things family gives you) coin jar for enough money to buy a couple gallons of gas and food for my pet.
Wouldn’t wish that dogshit on anyone, it is literally criminal greed that can destroy a person in under a week.
I did that too. Make sure you withdraw the max you can if you know the overdraft is gonna hit. Then you at least have some cash until payday.
Dark days…