• James_Ryan@discuss.tchncs.de
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    7 months ago

    I get your point and that maybe there is a bias.

    But in years of tracking my spendings (mostly with my smartphone) I have pretty constant spendings for my day to day live (rise of cost of living etc. in mind).

    I would describe me not as rich -not even close.

    Tracking budgets for example food / clothes per month helps me staying in a certain range.

    • slumberlust@lemmy.world
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      7 months ago

      Do you have any data from a period where you paid cash for most things you could? Gas, groceries, etc.

      Would be interesting to see the comparison.

      • James_Ryan@discuss.tchncs.de
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        7 months ago

        Unfortunately not.

        My records over 4 years are heavily mixed with predominantly card payments.

        Perhaps the continuous use of card payments has an influence?