• BearOfaTime@lemm.ee
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    7 months ago

    A lost phone is a much bigger issue to me. A lost card is trivial - call my bank, they cancel the old one, issue a new one, it’s here in 2 days.

    A lost phone? Shit, gotta go to the cell store, get a new sim, but only after I’ve gone home and grabbed an old phone, and spent a few hours setting it up. Including things like restoring 2FA stuff, which is a pain, at best.

    Oh, you don’t have spares lying around like I do? Then you’re paying full price at the cell store, anywhere from $300+ (or getting a shitty low end phone, if your cell provider sells one).

    And then I’d bet most people don’t have proper backup/sync of their data, so would lose things like photos, downloads, etc.

    Losing a phone is clearly far more of a hassle than losing a credit card or two.

    I have to carry my “wallet” (little more than a money clip), for things like my ID, access cards, etc, anyway.

    Using a phone to pay is far less convenient, and it’s too many eggs in one basket, which is already an issue with phones.

    I’ve also never had a credit card randomly reboot and get stuck in a bootloop. And in 30+ years of carrying them, I’ve had exactly one magnetic stripe failure - many years ago - and the stripe is rarely used any more.

    Also, I’ve never lost my phone or a wallet.

    • OpticalMoose@discuss.tchncs.de
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      7 months ago

      Same here. I guess I should have pointed out that I’m not really much of a phone guy to begin with. I don’t install many apps, and I stay logged out of Google. To me, losing a phone really just means losing my pictures and videos. The most expensive phone I’ve ever had was $200.