I agree with people sucking. I have an LLC and a general liability handyman insurance policy to protect myself. LLC cost $1 to file with the state. Insurance is a little under $1k per year. Totally worth the piece of mind to protect myself from sucky people. Definitely appreciate you looking out!
People suck. Alot. And they lie. Worth a commercial insurance policy and an extra client a month to cover the cost.
Why? Insurance company has a “duty to defend” against claims. Their check, your lawyer in all the usual senses.
I agree with people sucking. I have an LLC and a general liability handyman insurance policy to protect myself. LLC cost $1 to file with the state. Insurance is a little under $1k per year. Totally worth the piece of mind to protect myself from sucky people. Definitely appreciate you looking out!