• chiliedogg@lemmy.world
    link
    fedilink
    arrow-up
    4
    arrow-down
    1
    ·
    9 months ago

    Mine were super easy. I simply didn’t pay them for a few years and they wrote them off. It hit my credit like a freight train and since the discharged debt counted as income April was pretty rough that year.

    Pretty soon the defaults will fall off my credit report and I’ll be 100% recovered, though likely blacklisted by the bank.

    And the funny thing is if they’d just let me defer payments and freeze interest for a few years like I’d requested, I’d actually have the income now to make payments. I didn’t want to not pay my loans, but food and rent came first.