• Ghostalmedia@lemmy.world
    link
    fedilink
    English
    arrow-up
    94
    arrow-down
    11
    ·
    edit-2
    9 months ago

    Real talk - How will not paying convince conservatives to be for student debt forgiveness? They’re the ones blocking loan forgiveness, and this is a demographic of people that does lean toward them, so why would they listen?

    IMHO, showing up to vote is what would actually put the fear of god into these politicians. Not paying a loan will totally fuck up your ability to rent, get a credit card, get reasonable car insurance, and even get a job. Bad credit is no joke.

    • TheGoldenGod@lemmy.world
      link
      fedilink
      arrow-up
      46
      arrow-down
      1
      ·
      9 months ago

      It won’t, but I hope most of these people realize the only way it’ll change is consistently going to vote and keeping their family updated on what to vote on.

      • umbrella@lemmy.ml
        link
        fedilink
        arrow-up
        1
        arrow-down
        2
        ·
        edit-2
        9 months ago

        you voted for the most liberal candidate you had available for presidency already.

    • guacupado@lemmy.world
      link
      fedilink
      arrow-up
      21
      arrow-down
      8
      ·
      9 months ago

      Yeah these people are only hurting themselves. The US isn’t hurting for cash and sooner or later those loans you’re avoiding turn into garnishments.

    • umbrella@lemmy.ml
      link
      fedilink
      arrow-up
      4
      ·
      edit-2
      9 months ago

      strikes* will put the fear of god into politicians, if we vote they will just give us all crappy options.

      also the benefit of not paying off those loans is they are actually left with a bit more money.

    • afraid_of_zombies@lemmy.world
      link
      fedilink
      arrow-up
      1
      arrow-down
      4
      ·
      9 months ago

      Not paying a loan will totally fuck up your ability to rent, get a credit card, get reasonable car insurance, and even get a job.

      I don’t agree to credit checks from landlords.

      I have reasonable car insurance.

      I don’t agree to credit checks from employers.

      I do have a credit card and I test it once a month on a small purchase, usually coffee.

      Any other dire warnings you wish to inform me about that do not match the real world?

      • Ghostalmedia@lemmy.world
        link
        fedilink
        English
        arrow-up
        7
        arrow-down
        1
        ·
        9 months ago

        Don’t match the real world? Just because you have been lucky to avoid that stuff doesn’t mean that a LOT of us haven’t experienced that stuff.

        Credit checks are common in housing markets with limited supply, all the largest auto insurance companies in the US now do credit checks, and jobs in industries like finance and security often add a credit check during your pre-hire background check.

        And god forbid you ever need some serious financial products like another loan. That is off the table.

          • Ghostalmedia@lemmy.world
            link
            fedilink
            English
            arrow-up
            1
            ·
            9 months ago

            Yeah, there aren’t a lot of Americans over 35 that don’t realize how hard a bad credit score can fuck you. There’s no shortage of very real horror stories around this stuff.

          • Ghostalmedia@lemmy.world
            link
            fedilink
            English
            arrow-up
            2
            arrow-down
            1
            ·
            9 months ago

            It depends on your age and where you live. You may have gotten into housing, an insurance policy, or your gig before this trend took off.

            It’s now a big enough problem that a handful of states have started to draft and pass legislation that bans credit checks for insurance, housing, and employment. So, if you’re in a place like CA or MA, you might not notice that this is fair game in most of America.

            That said, a lot of this fuckery is still super common and fair game in most of the US.

            • afraid_of_zombies@lemmy.world
              link
              fedilink
              arrow-up
              1
              arrow-down
              2
              ·
              9 months ago

              Housing: 6 years ago

              Car insurance: I think about 3 maybe 2.

              Job: 3.5 years ago

              Do not live in CA or MA or a state that has rules like that. In fact 11 years ago a landlord did ask me and I said no. She backed down when I said I wasn’t going to bend on the issue. Of all the places in my life this was the only one that asked.

              But yeah you continue to worry