Scores of US credit unions offline after ransomware infects backend cloud outfit::Supply chain attacks: The gift that keeps on giving

  • roofuskit@lemmy.world
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    11 months ago

    I wouldn’t notice the difference with my credit union. They’re app/website barely works when they aren’t being attacked.

    • grue@lemmy.world
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      11 months ago

      That/lack of Mint.com integration (RIP) is what’s kept me from switching away from my “giant monster mega bank” all these years.

        • brvslvrnst@lemmy.ml
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          11 months ago

          “Mint has always been a money loser,” Mr. Agostino, a former product manager at Mint, said in an interview. “Given the revenue Credit Karma was generating, it makes sense to go that path.”

          Translation: “Eh, all it does is help people without bringing us significant revenue. Let’s try to push the users over to a more spammy based app!”

          I remember when both came out, and used them extensively. Finally dropped CK, then Mint, as they both started including more and more loan ads. We certainly had a good run of actually useful free stuff, but that’s finally catching up.

        • BearOfaTime@lemm.ee
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          11 months ago

          Like I want to give yet another 3rd party access to my data anyway.

          Goodbye mint.

          • papertowels@lemmy.one
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            11 months ago

            Time for me to plug my preferred budgeting application, budget with buckets. Envelope budgeting like ynab, however it’s offline. You can import statements from your bank, use macros to access the bank, or pay 15 bucks a year for syncing through simplefinbridge.

            Permanent license is a one time payment of $50, and there’s an unlimited free trial.

        • grue@lemmy.world
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          11 months ago

          I know, hence the “(RIP)”. Still, I’m not going to give up on having integrated financial info so any credit union I switch to would have to support whatever I replace Mint with (even if it’s as rudimentary as letting me automate downloading an OFX file).

      • CosmicTurtle@lemmy.world
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        11 months ago

        That’s one of the side effects of all the bank acquisitions and mergers and consolidations. National banks have so much more money to invest in things like Mint/plaid integrations, live fraud monitoring (vs daily fraud monitoring), etc.

        Hell, I can’t even get free checks from my credit union anymore.

        And it doesn’t help that banks have lobbied to keep credit unions from merging outside of their immediate service areas.

        • BearOfaTime@lemm.ee
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          11 months ago

          Moving back to a CU was the best decision… Saved me $500/year in fees, seen no negatives so far.

          • nocturne213@lemm.ee
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            11 months ago

            My credit union does not charge overdraft fees and they even called us once to remind us we forgot to make a loan payment. Bank of America would have just raked us over the coals.

        • BearOfaTime@lemm.ee
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          11 months ago

          Moving back to a CU was the best decision… Saved me $500/year in fees, seen no negatives so far.

    • Uncle_Bagel@midwest.social
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      11 months ago

      Not a credit union, but the PNC app barely works either. Sometimes it takes me 4 attempts to successfully log on because the app crashes during sign-on.