Congrats! I would say don’t sleep on the stock market, especially now since a dip/cliff is really the best time to invest to get a good return, but you shouldn’t touch it for at least a decade. Generally over a ten year period the market will give you a rate of return better than a HYSA but may be better or worse across short periods of time.

If there is some kind of economic collapse that happens, it’s going to affect a lot more than the stock market. Even regular bank accounts will be affected and if your bank doesn’t shut down your US currency may be worth nothing. Especially if they get rid of the FDIC like Trump and Musk want.

It’s good to have 3 months to a year of expenses saved in an HYSA to start with as a rainy day fund you can use in an emergency (i.e. lose your job/house, etc.). I think there are some studies that a huge portion of the population doesn’t have savings to cover even a surprise $1000 expense.

That’s more important than putting money in the stock market to start with but after you have that you can put your savings into an IRA or something preferably in a diversified fund. (Vanguard has a few tgat are specifically targeted for retirement at particular years).

It’s still basically most people’s only hope for retirement. And represents a large portion of the compensation they are literally working for day after day.

I mean, anyone with a 401K is in the stock market.

Eat the rich.

Eating, preparing, or inserting? The answer is yes.

Shit I live near this incident and heard nothing about it.

Seems kind of different though. This is a state run non-profit for workers comp?

Reminds me of some banks I’ve seen.

We can go at any time.

Ew.

I heard Mark Zuckerberg fucked an ostrich.

I think you mean “sexy”.

Awh thanks. 🥰

Adult dogs, cats, bears, tigers, raccoons, etc. are def cute.

He’s a dementia riddled old man who shits in diapers. What do you expect?

"Venture capitalists and startup founders complain about erratic policies and feel burned by crypto bro schemes like $Trump coin, which tanked after launch. "

Lmao if you put money into TrumpCoin you deserve all your losses. Idiots.

I can’t jog/run anymore with out my knees really hurting and I’m relatively light. Just getting older ig. Have to take up biking instead.

Oh look. The Russian agents are openly operating in the US now and killing US citizens they deem enemies.

Did she fall out of a window or get unexplained radiation poisoning?

i think they will probably be safe. Trump is in the pocket of tech billionaires and they need cheap labor.

Gen Z still voted Harris. I think the news was just that the youngest generation typically breaks for Democrats far more than they did this time and a higher percentage voted Republican than they normally do.