Sucks man. I will only suggest that everything in life can and often does change.

Happy to chat bullshit or whatever. What’s your favorite dog?

We simply can’t leave until we get some wheeeaaat!

Huh.

Wrong turn on 3rd…

Same

I agree completely!

Hot take: it was a valiant effort by people with tremendous power and influence to do the right thing with the wrong tools. Blackrock et al. tested the hypothesis that companies can generate greater returns by doing good. In doing so they risked their reputation and relationships with their investors.

We all learned together that their hypothesis is wrong. One cannot add a constraint (ESG etc) without compromising returns, and the big money piles operate with mandates to maximize risk-adjusted returns.

Kitty History time!

Yes. This is the silent problem of enormous wealth inequality in the US. As the middle class disappears, fewer people are able to pay small fees to contribute to things like local news, community organizations, and online services.

Lol what? A percentage of their market cap is probably what you mean. A percentage of average net income over the last N (5?) years would be more realistic and still scaled in a way that impacts returns to investors.

Start your resolution on December 1, and call the first month of progress a Christmas/Holiday present to yourself.

Also good!

I have multiple Bluetooth headphones that I use and wear often, and I generally prefer them. But a phone with no headphone jack is a non-starter.

Wired headphones are bedrock.They don’t need to be charged. They work easily across devices. I don’t have to worry about dropping them, or fumbling with menus to connect. They just work, always, immediately. Not having headphones that work when you need them is a huge problem.