Funny, I’ve asked this exact question multiple times, and the answer I always get is that you just get fucked. You pay full price for the first vehicle, and then 90% of full price for every extra one.
Maybe it’s Georgia? I carry the minimum for the state (Liability + Collision), but then bump the Liability because I now live in a high cost of living area. So if I’m in a wreck, I get nothing, but the other guy gets a nice check for his car and his medical bills are covered.
My car insurance would be WAY cheaper for me to just drive one of my shitboxes 100% of the time than it is to split my mileage across four vehicles. But I make it up by being pretty handy. When one of them breaks, I have multiple other cars to drive while I wait for parts in the mail. So I’d still say I come out slightly ahead as far as costs go, but most of my ‘savings’ go straight to the insurance company.
Funny, I’ve asked this exact question multiple times, and the answer I always get is that you just get fucked. You pay full price for the first vehicle, and then 90% of full price for every extra one.
Maybe it’s Georgia? I carry the minimum for the state (Liability + Collision), but then bump the Liability because I now live in a high cost of living area. So if I’m in a wreck, I get nothing, but the other guy gets a nice check for his car and his medical bills are covered.
My car insurance would be WAY cheaper for me to just drive one of my shitboxes 100% of the time than it is to split my mileage across four vehicles. But I make it up by being pretty handy. When one of them breaks, I have multiple other cars to drive while I wait for parts in the mail. So I’d still say I come out slightly ahead as far as costs go, but most of my ‘savings’ go straight to the insurance company.